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Services
Our services cater to consumer credit portfolios including Credit Cards, Lines of Credit, Home Equity Loans, Home Equity Lines of Credit, Student Loans, Small Business Loans, Healthcare Loans and multi-purpose Personal Loans.
More information on our services is as below:
Pricing Consumer Loans using ChoicePriceTM
Financially disciplined customers who are internet-savvy often shop around and negotiate for the best rates. Such customers tend to have a lower default rates and are coveted constituents of any balanced credit portfolio... read more
Portfolio Valuation using MicroValueTM
After the recent and ongoing credit crisis, all types of consumer loans are under the microscope. A sharp correction in US home prices has exposed the relatively undercapitalized balance sheets of lenders... read more
Profitability Modeling using BookProfitTM
Executives at consumer lending businesses are faced with many new challenges from changing market conditions that include higher volatility in loss rates, shrinking population of ‘good’ customers, increased costs of funding and... read more
Marketing Services with PositiveSelectionSM
Aligning segmentation, targeting and positioning strategies to the core value proposition of the lending product can achieve equally high response and conversion rates as compared to response / conversion models... read more
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